Secured Loans UK - 1st4 Secured Loans Solutions

1st4 provide homeowner or secured loans exclusively to the residents of the United Kingdom. We aim to give clear, jargon free descriptions for each of our secured loan solutions.

Benefits of Secured Loans

Releases equity in property up to 125%
A simple, flexible method of generating extra cash
Unlike a re-mortgage, no survey, valuation, mortgage indemnity, or solicitors fees to pay
Easier to arrange than a re-mortgage
Cash can be used for any purpose - for example, buying a car, going on holiday, home improvements or debt consolidation
With one single payment to make each month, you have more control over YOUR monthly budget
Repayment period can be anything from 3 - 25 years
Protected payment plans can provide extra peace of mind. Remember, your home is at risk if you do not keep up payments on a loan secured upon it.

Secured loans offer lower interest rates than unsecured loans because there is less risk to a finance company. Most people choose a secured loan because the savings in interest over the term of the loan can be quite considerable.

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1st4 offer probably the fastest unsecured loans for UK residents who own their own home. Although the loan criteria is strict and rates can be higher than a secured loan. Obtaining an unsecured loan usually takes a few days.
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From small family firms to large company organisations, and whether a borrowing requirement of £75,000 or £15 million, 1st4 brokers will work with you to provide you with the most competitive borrowing package.
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Some people by the very nature of their job and contract are unable to actually own property or have any security for loan commitments. They may have a very high income but be highly mobile or be recently self employed with no accounts. All tenant loan enquiries will be dealt with on a case-by-case basis.
FURTHER DETAILS & QUICK APPLICATION

How Does a 1st4 Broker Make the Money?

A 1st4 broker does most of the work that a direct lender does and therefore receives a discounted "wholesale" rate from the lenders s/he works with. 1st4 brokers will not generally cost more than working with a direct lender.
Where a loan (status or non status) is declined by the intended first lender of choice, or when that lender imposes conditions that are judged to be unworkable, 1st4 brokers repackage the loan file and easily submit the SECURED HOME OWNER LOAN, UNSECURED LOAN, NON STANDARD MORTGAGE, NON STATUS REMORTGAGE OR NON PROPERTY OWNER & TENANT LOAN to another lender within a day or two.
1st4 acts as an introducer for a wide range of lenders, loan brokers and financial institutions.
Quality control checks are carried out on a regular basis to ensure your enquiry has been dealt with in a timely and professional manner.
Everyone should think VERY carefully before committing to a loan, secured or unsecured. Borrowed money is THE most expensive money that money can buy!

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SECURED HOMEOWNER LOANS | UNSECURED HOME OWNER LOANS
TENANT NON HOME OWNERS LOANS | COMMERCIAL MORTGAGE | MORTGAGES
REMORTGAGES | NON STATUS & LOW CREDIT RATING SOLUTIONS

Fast Track Mortgage and Loan Completions for Properties Bought at Auction

More than half of all borrowers are continuing to pay over the odds for their mortgage each month.
YOU HAVE NOTHING TO LOSE
APPLY FOR YOUR "RATE SMART" RE-MORTGAGE TODAY!

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LOANS SECURED ON YOUR HOME.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

1st4-secured-loans.co.uk act as an introducer for Central Capital Limited an independent finance company who are authorised and regulated by the Financial Services Authority
Central Capital Limited Registered Office: The Atrium, St. Georges Street, Norwich, Norfolk NR3 1GT. Registered in England No. 2168047.

Whilst every effort has been made to ensure that the facts here are correct, no liability is accepted for any errors contained herein or for any loss resulting from actions taken.
OFFICE OF FAIR TRADING - CREDIT LICENCE NUMBER 525142

Unless stated all loan products are intended for people living in the United Kingdom.