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Many people make the
mistake of believing an "unsecured
loan" is risk free and their home or possessions
are not at risk should they default on
payments.
Nothing
is further from the truth.
Your home and
possessions can be at risk from ANY loan
you take out and fail to pay. The main advantage
of an unsecured loan is that you get the MONEY
VERY QUICKLY.
Lenders apply a
very strict loan criteria for unsecured loans.
If you have any adverse credit or arrears
problems, it's highly unlikely you will be able
to get an unsecured loan at a reasonable
interest rate. In most cases your ONLY
option is to try for a home
owner secured loan.
To receive a
free, no obligation illustration of your
unsecured loan, simply complete the brief
questionnaire. All applications are dealt with
confidentially.
Providing
you met the minimum criteria for an unsecured
loan, we will endeavor to place your loan with
the lender best suited to your circumstances.
A decision in
principle will be sent to you by email within 1
to 24 hours* outlining:
- the APR
- the monthly
payment you will make
- the total
you will pay over the full period of the
loan
- the total
interest you will pay
- FULL
instructions for finalising your loan
agreement
You will also be
given the option to include payment protection.
Loans usually take 3 - 4 days to complete from
receipt of completed application form.
Secured loans are
no more "risky" than an unsecured loan... and generally have a much
lower interest rate. Providing you have the
ability and intend to repay the secured loan. For peace of mind you should
seriously consider taking out payment protection insurance FOR any LOAN.
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